Mortgage Resource Center

Renaissance Community Loan Fund is on a mission to help more Mississippians get mortgage-ready and purchase their own homes. The resources on this page will help you learn more about the mortgage process and provide some next steps to take on your journey to home ownership.

Start the Mortgage Process

Mortgage Resource Center Image

The following Mortgage Resources are produced by Renaissance Community Loan Fund and are free to registered users of the website. Register as a user by clicking on any of the materials below and submitting your information.

Mortgage Glossary

A mortgage is an agreement between you and your lender to borrow money in order to purchase a home. The process of buying a home can be complex, and you may come across some unfamiliar terms. Download our Mortgage 101 Glossary to familiarize yourself with these words.

Mortgage Glossary (PDF)

Frequently Asked Questions

Download our FAQ that answers frequently asked questions about mortgages and the process of obtaining a mortgage through Renaissance Community Loan Fund.

Mortgage FAQ (PDF)

Personal Budget and Credit Analysis

The following video tutorials can help you learn more about financial planning, how to budget your money, and how credit and credit scores work.

How to Budget: Itemize

How to Budget: Yearly Budgets

Personal Credit Analysis: Part I

Personal Credit Analysis: Part II

Personal Budget FAQs

Credit FAQs

Use the Personal Budget Planner worksheet to plan your monthly and annual expenses.

Personal Budget Planner – Itemized Annual Worksheet (PDF)

The Personal Financial Statement form is a Renaissance Community Loan Fund form that must be submitted with mortgage loan applications.

Loan Amount

$1,500

Your Estimated Monthly Payment

Principal & Interest
Property Tax
Insurance

Homebuyer & Financial Education Classes

Renaissance Community Loan Fund is on a mission to help the people of Mississippi and Alabama get mortgage-ready and purchase their own homes. These free classes will help you learn more about the mortgage process and provide some next steps to take on your journey to home ownership.
Aug
15

Homebuyer Education Class

Register
Sep
11

Homebuyer Education Class

Register
Sep
27

Homebuyer Education Class

Register
Gulfport, MS

Gulfport, MS

8917 Lorraine Rd
Gulfport, MS 39503
Hattiesburg, MS

Hattiesburg, MS

301 Buschman St
Hattiesburg, MS 39401
Mobile, AL

Mobile, AL

574 Azalea Rd, Suite 124
Mobile, AL 36609
Tupelo, MS

Tupelo, MS

431 W. Main Street, Ste 400
Tupelo, MS 38804