For the purchase of an owner-occupied residence.
- One-on-one financial counseling and education with an in-house Home Purchase Advisor (HPA) to become mortgage ready and build your financial future.
- HPA offers continued support after the home purchase, in the event additional budgeting and/or financial guidance is needed.
- Clients receive a fixed-rate mortgage offering stable and affordable monthly payments.
- FHA, Fannie Mae, VA and USDA loans are available to qualified borrowers.
- 1-4 unit owner occupied purchase financing available.
- Condo purchase financing available.
RCLF is an approved lender with MS Home Corporation.
- $7,000 in Down payment assistance is available to eligible borrowers.
Owner-occupied Refinance benefits:
- Personal service from a Renaissance Loan Officer
- A mortgage assessment to determine if now is the right time for you to refinance
- Locking in to a fixed-rate
Owner-occupied Home Improvements:
- Home addition - Imagine life with a sunroom or porch addition—or finally enough bathrooms for everyone.
- Home remodel - Time to update the kitchen or bathroom? Let's do this.
- Going green - Installing efficient appliances is an investment in your future —and everyone's.
- ADA Accessibility - Changes to accommodate for the special needs of the family members.