Home Loans

Home Purchase - The Dream Fund

For the purchase of an owner-occupied residence.​

• ​One-on-one financial counseling and education with an in-house Home Purchase Advisor (HPA) to become mortgage ready and build your financial future.
• HPA offers continued support after the home purchase, in the event additional budgeting and/or financial guidance is needed.
• Clients receive a fixed-rate mortgage offering stable and affordable monthly payments. 
• FHA, Fannie Mae, VA and USDA loans are available to qualified borrowers.
• 1-4 unit owner occupied purchase financing available. 
• Condo purchase financing available.

Mortgage Revenue Bond 7 Program

RCLF is an approved lender with MS Home Corporation.

• $7,000 in Down payment assistance is available to eligible borrowers.

​For detailed information on the MRB7 Program, click here.

Home Refinance

Owner-occupied Refinance benefits:

• Personal service from a Renaissance Loan Officer
• A mortgage assessment to determine if now is the right time for you to refinance
• Locking in to a fixed-rate

Home Improvement

Owner-occupied Home Improvements:

• Home addition - Imagine life with a sunroom or porch addition—or finally enough bathrooms for everyone.
• ​Home remodel - Time to update the kitchen or bathroom? Let's do this.
• ​Going green - Installing efficient appliances is an investment in your future —and everyone's.
• ADA Accessibility - Changes to  accommodate for the special needs of the family members.