Loan Products
The Dream Fund
For the purchase of an owner-occupied residence.
- Dollar range: $55,000 - $250,000
- Average loan size: $90,000
- Term: 360 months
Refinance
Refinance benefits:
- Personal service from a Renaissance Loan Officer
- A mortgage assessment to determine if now is the right time for you to refinance
- Locking in to a fixed-rate
Home Improvement
- ROOFING – replace or repair
- EXTERIOR - brick, stucco, vinyl repairs
- HVAC (heating/cooling)– upgrade or install energy star model or upgrade or install energy star model window units
- WINDOWS – upgrade and replace to energy star model
- WATER HEATER – replace with energy star model
- APPLIANCES – replace with energy star models (refrigerator, washer, dryer, dishwasher)
- MITIGATION – install hurricane shutters and/or windows
- INSULATION – upgrade/install insulation in crawl space and/or attic, weather proof and air seal home
- ADA improvements and upgrades to bathrooms, doorways and exterior access.
Business Lending
Terms:
- Working Capital Line of Credit: 12 months, interest payable monthly
- Equipment Financing: Amortized terms up to 5 years of the life of the equipment
- Leasehold Improvements: Amortized terms up to 7 years
- Real Estate: Amortized term up to 20 years
Ineligible:
Renaissance is unable to consider an application that does not include job creation or current job retention. Due to funding restrictions, Renaissance cannot finance casinos, race tracks, liquor stores, massage parlors or financial businesses.
Beyond that, the possibilities are limitless.
Renaissance is unable to consider an application that does not include job creation or current job retention. Due to funding restrictions, Renaissance cannot finance casinos, race tracks, liquor stores, massage parlors or financial businesses.
Beyond that, the possibilities are limitless.
