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Commercial Lending for Mississippi Businesses

Prince Security
Biloxi, MS

NP On Call Medical Clinic
​Gulfport, MS

L & M Laundry Mat
Pass Christian, MS

About RCLF's Business Lending Services

Renaissance Community Loan Fund extends credit to start-ups, as well as to established businesses through its Commercial Lending Program. We will work with you to tailor a loan to meet your specific needs to assist you in establishing or expanding your successful business.  

Target Area

RCLF finances businesses throughout the state of Mississippi.

Loan Terms

• Working Capital, Equipment Financing and Leasehold Improvements tailored towards your business needs
• Real Estate: Amortized/fixed rates up to 20 years

Interest Rate

Varies depending on market rates, risk, and loan term. May be fixed or variable.

Other Services

Technical Assistance Services are provided to business owners regarding loan structure, loan application preparation and guidance for writing a business plan. We will also work with any existing provider of technical assistance.

Catapult Loans

Terms up to 60 months, competitive interest rates, and no pre-payment penalties.

A more streamlined loan process for loans $25,000 or less.  Based largely on credit scores, existing and start-up businesses may receive approval as fast as three (3) business days!

Small Business Administration (SBA) Microloans

Up to $50,000 Loan Amount. Up to 72 month. Interest Rates starting at 4.5%.

Purpose:

• Business Start-Up
• Working Capital 
• Refinance Debt
• Leasehold Improvements
• Gap Financing
• Equipment Purchases

SBA Microlender Fact Sheet

Get Started With a Loan Inquiry

Whether you are interested in a commercial business loan, SBA Microloan, or coaching/technical assistance, get started by filling out the below loan inquiry form from Renaissance Community Loan Fund. 

​Business Loan Inquiry Form

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Business Resources

Mississippi SBDC Workshops

The Dangers of E-Lenders

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