Renaissance Community Loan Fund
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  • Home
  • About
    • The Renaissance Team
    • Board of Directors
    • Committees
    • Partners
    • News & Blog
    • Riverside
  • Borrow
    • The Dream Fund
    • Project ReInvest: Homeownership
    • Ready Loan Fund
    • Business Lending
    • MS Gulf Coast Development Fund
    • New Markets Tax Credit
    • Renaissance Builder & Developer Guild
    • Mortgage Calculator
  • Community Impact
  • Support Us
    • Contribute
    • Invest
  • Contact Us
    • Locations
    • Email Sign Up
    • FAQ's
    • Employment
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Prince Security, Biloxi, MS
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NP On Call Medical Clinic, Gulfport, MS
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L & M Laundry Mat, Pass Christian, MS

Business Lending

Renaissance Community Loan Fund extends credit to start-ups, as well as to established businesses through its Commercial Lending Program. While specific terms are detailed in this program description, we will work with you to tailor a loan to meet your specific needs to assist you in establishing or expanding your successful business.

Purpose: To provide financing to businesses for working capital needs, equipment financing, leasehold improvements and real estate financing.

Target Area: State of Mississippi

Loan Terms:  
  • Working Capital Line of Credit: 12 months, interest payable monthly
  • Equipment Financing: Amortized terms up to 5 years of the life of the equipment
  • Leasehold Improvements: Amortized terms up to 7 years
  • Real Estate: Amortized term up to 20 years 

Interest Rate: Varies depending on market rates, risk, and loan term. May be fixed or variable.

Other Services: Technical Assistance Services are provided to business owners regarding loan structure, loan application preparation and guidance for writing a business plan. We will also work with any existing provider of technical assistance.

​Ineligible: Renaissance will not consider any application that does not include job creation or current job retention. Due to prior restrictions, Renaissance cannot finance casinos, race tracks, liquor stores, massage parlors, farms or financial businesses. Beyond that, the possibilities are limitless.

For more information, please contact Vickie Rivers, Janice Marsh or Ronnie Emile at (228) 896-3386 or by email at businessloans@rclfms.com. ​
Have a different question? Click here!
Business Loan Application

Affiliates & Partners

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Locations


11975 Seaway Road
​Suite A140
Gulfport, MS 39503

431 W. Main Street

Suite 300
​Tupelo, MS 38804


301 Buschman Street
Hattiesburg, MS 39401

(Satellite Office: By Appt. Only)

Hours


Monday - Thursday
8:00AM to 5:00PM
​
Friday
​8:00AM to 4:30PM

Saturday - Sunday
​CLOSED

Phone


Gulfport Office: 228-896-3386
Tupelo Office: 662-687-3290
Hattiesburg Office: 601-325-5230

Fax

228-896-3326

Email


info@rclfms.com

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