Apply for a Home Improvement Loan

A home improvement loan can help make your home even better!

​That remodel or new addition might seem like a dream, but you make it real with a home improvement loan from Renaissance Community Loan Fund.​

Submit a Home Improvement Loan Inquiry

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Home Improvement Loan Uses

Use your Home Improvement Loan from Renaissance Community Loan Fund for almost any project that improves your home and makes it a better place to live. This includes loans for:

Home Addition

Imagine life with a sunroom or porch addition—or finally enough bathrooms for everyone.

Home Remodel

Is your home getting old? It may be time to replace the roof or remodel the kitchen and bathroom.

New Appliances

Installing efficient appliances is an investment in your future —and everyone's.

ADA Accessibility

Make changes to accommodate for the people with special needs like a modern wheelchair ramp.

Tips for Hiring a Contractor for Your Home Improvement Project

What should I ask before the site visit?

• Are you licensed and insured?
• Do you offer free onsite estimates?
• How long have you been in business?
• Do you do the work yourself or do you employ subcontractors?
• Ask for local references from past customers that you can speak with.
• Do you warranty your work?
• Do you offer a written contract?
  
  

What should I ask after the site visit?

• What brands of materials will be used and why?
• How soon can you start, and when will the project be complete?
• Be sure the cost of labor, materials, and any other expenses are included in a written bid.

What should I ask about warranties?

• What is your warranty on workmanship? Manufacturer’s warranty?
• Are there any actions or exceptions that could possibly void the warranty?
• Is it a prorated warranty or does it cover 100% for the full term?

How do I find a contractor?
Search for contractors here:

• Angie's List
• Home Advisor
• Porch
• Zillow

TIP: A contractor’s warranty should cover workmanship, installation and related issues. The manufacturer’s warranty should cover materials and manufacturing defects.

Make a Home Improvement Loan Inquiry