Home Improvement Loan
Your home is one of your biggest financial assets. With Renaissance’s home improvement loan, you can enhance that asset, while making your home more comfortable, improving the resale value and saving money through energy efficiency.

Home Improvement Loan Process

  • Submit inquiry online.
  • Renaissance will discuss allowable work options, bid requirements and closing process with homeowner.
  • Homeowner returns bid documentation for amount of work requesting.
  • Bid will be reviewed for accuracy of allowable work and approval to fund by Renaissance.
  • Renaissance will contact homeowner to proceed with loan.
  • Homeowner closes on loan and funds disbursed.

​Types of Improvements offered:

For more information on the types of home improvements, click here.

Hiring A Contractor

What should I ask before the site visit?
  • Are you licensed and insured?
  • Do you offer free onsite estimates?
  • How long have you been in business?
  • Do you do the work yourself or do you employ subcontractors?
  • Ask for local references from past customers that you can speak with.
  • Do you warranty your work?
  • Do you offer a written contract?

What should I ask after the site visit?
  • What brands of materials will be used and why?
  • How soon can you start, and when will the project be complete?
  • Be sure the cost of labor, materials, and any other
  • expenses are included in a written bid.

What should I ask about warranties?
  • What is your warranty on workmanship? Manufacturer’s warranty?
  • Are there any actions or exceptions that could possibly void the warranty?
  • Is it a prorated warranty or does it cover 100% for the full term?

BONUS TIP: A contractor’s warranty should cover workmanship, installation and related issues. The manufacturer’s warranty should cover materials and manufacturing defects.
Need help finding a contractor? Search for contractors here.