Renaissance Community Loan Fund
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Apply for a Home Improvement Loan

Home improvement calculator for loan costs and blueprints for remodel plans.
A home improvement loan can help make your home even better!

​That remodel or new addition might seem like a dream, but you make it real with a home improvement loan from Renaissance Community Loan Fund.
​

Submit a Home Improvement Loan Inquiry


Home Improvement Loan Uses

Use your Home Improvement Loan from Renaissance Community Loan Fund for almost any project that improves your home and makes it a better place to live. This includes loans for:

Home Addition

A sun room porch made as an addition to a home with the help of a home loan.
Imagine life with a sunroom or porch addition—or finally enough bathrooms for everyone.

Home Remodel

Man in protective gear installing tiles on a house roof.
Is your home getting old? It may be time to replace the roof or remodel the kitchen and bathroom.

New Appliances

Men in matching blue work uniforms install a brand new dishwasher.
Installing efficient appliances is an investment in your future —and everyone's.

ADA Accessibility

A sloping stone sidewalk that goes up to the front door of a house as a wheelchair ramp.
Make changes to accommodate for the people with special needs like a modern wheelchair ramp.

Tips for Hiring a Contractor for Your Home Improvement Project

What should I ask before the site visit?
  • Are you licensed and insured?
  • Do you offer free onsite estimates?
  • How long have you been in business?
  • Do you do the work yourself or do you employ subcontractors?
  • Ask for local references from past customers that you can speak with.
  • Do you warranty your work?
  • Do you offer a written contract?

What should I ask after the site visit?
  • What brands of materials will be used and why?
  • How soon can you start, and when will the project be complete?
  • Be sure the cost of labor, materials, and any other expenses are included in a written bid.

What should I ask about warranties?
  • What is your warranty on workmanship? Manufacturer’s warranty?
  • Are there any actions or exceptions that could possibly void the warranty?
  • Is it a prorated warranty or does it cover 100% for the full term?

How do I find a contractor?
Search for contractors here:
  • Angie's List
  • Home Advisor
  • Porch
  • Zillow

TIP: A contractor’s warranty should cover workmanship, installation and related issues. The manufacturer’s warranty should cover materials and manufacturing defects.

Make a Home Improvement Loan Inquiry 

Affiliates & Partners

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NMLS #303219
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Locations


8917 Lorraine Road
Gulfport, MS 39503


439B Katherine Drive
Flowood, MS 39232​


431 W. Main Street, Suite 400
​Tupelo, MS 38804


301 Buschman Street
Hattiesburg, MS 39401

(Satellite Office: By Appt. Only)

Hours


Monday - Thursday
8:00AM to 5:00PM
​
Friday
​8:00AM to 4:30PM

Saturday - Sunday
​CLOSED

Phone


Gulfport Office: (228) 896-3386
Hattiesburg Office: 601-203-3252​
Jackson Office: 601-519-4999
Tupelo Office: (662) 269-8999

Fax


(228) 896-3326

Email


info@rclfms.com

Connect with us!

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Privacy Policy 
  • Home
  • About
    • The Renaissance Team
    • Board of Directors
    • 2020 Annual Report
    • Milestones
    • Committees
    • Partners
    • Riverside
  • Borrow
    • Home Mortgage
    • Grow Homeownership Mississippi
    • Home Improvement
    • Home Refinance
    • Business Lending
    • MS Development Fund
    • New Markets Tax Credit
    • Renaissance Builder & Developer Guild
    • AMI Limits
    • Mortgage Calculator
  • Classes
  • Community Impact
    • News & Blog
    • Past Newsletters
  • Support Us
    • Contribute
    • Invest
  • Contact Us
    • Locations
    • Email Sign Up
    • Employment
  • Loan Servicing