Home Loans
RCLF is on a mission to help clients in Mississippi and Alabama become home owners! We offer a variety of services such as:
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FHA, Fannie Mae, VA and USDA loans to qualified borrowers
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Down Payment Assistance for Qualified Borrowers
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Free Financial & Home Owner Education/Counseling
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Section 8 Home Purchase Program
Learn more about our home buyer programs in Mississippi or Alabama, or start your home loan application below!
Apply NowMortgage Loans
Are you interested in purchasing a home? RCLF wants to help you make it happen! We can help you get mortgage-ready through credit and financial counseling. Down Payment Assistance is available for qualified borrowers. Our Mortgage Loan Borrowers receive fixed-rate mortgages with affordable monthly payments.
Home Refinancing
You may be able to lower your home loan’s interest rate and secure better terms by refinancing your mortgage with RCLF. Refinancing could lower your interest rate, monthly payment, and overall borrowing costs.
Home Improvement Loans
If you don’t have much equity in your home, you may still be able to afford to make the home repairs you need through a Home Improvement Loan from RCLF. Our home loans in Alabama or Mississippi may be used for remodeling, home additions, new appliances, and more.
