Home Loans

Home Loans Image

RCLF is on a mission to help clients in Mississippi and Alabama become home owners! We offer a variety of services such as:

  • FHA, Fannie Mae, VA and USDA loans to qualified borrowers
  • Down Payment Assistance for Qualified Borrowers
  • Free Financial & Home Owner Education/Counseling
  • Section 8 Home Purchase Program

Learn more about our home buyer programs in Mississippi or Alabama, or start your home loan application below!

Mortgage Loans Image

Are you interested in purchasing a home? RCLF wants to help you make it happen! We can help you get mortgage-ready through credit and financial counseling. Down Payment Assistance is available for qualified borrowers. Our Mortgage Loan Borrowers receive fixed-rate mortgages with affordable monthly payments.

You may be able to lower your home loan’s interest rate and secure better terms by refinancing your mortgage with RCLF. Refinancing could lower your interest rate, monthly payment, and overall borrowing costs.

Home Refinancing Image
Home Improvement Loans Image


If you don’t have much equity in your home, you may still be able to afford to make the home repairs you need through a Home Improvement Loan from RCLF. Our home loans in Alabama or Mississippi may be used for remodeling, home additions, new appliances, and more.

Gulfport, MS

Gulfport, MS

8917 Lorraine Rd
Gulfport, MS 39503
Hattiesburg, MS

Hattiesburg, MS

301 Buschman St
Hattiesburg, MS 39401
Mobile, AL

Mobile, AL

574 Azalea Rd, Suite 124
Mobile, AL 36609
Tupelo, MS

Tupelo, MS

431 W. Main Street, Ste 400
Tupelo, MS 38804