Home Purchase and Mortgage Loans
Congratulations on taking your first step towards homeownership!
Renaissance Community Loan Fund partners with Mississippians to help them prepare for homeownership and then provides home purchase and mortgage loans with affordable rates.
Credit and Financial Counseling
Our Home Purchase Advisors offer credit and financial counseling to assist you in becoming mortgage ready. Our Advisors take pride in assisting future homeowners and look forward to getting you on the right path to sustainable and responsible homeownership.
After the home purchase, housing counselors offer continued support in the event additional budgeting and/or financial guidance is needed.
Down Payment Assistance
Our in-house mortgage program offers down payment assistance (DPA) based on program eligibility requirements. In order to qualify for DPA available through Renaissance, you will need to utilize our in-house mortgage team to process your loan. At this time, we are unable to offer only DPA in partnership with another lender’s loan.
About RCLF Home Loans
Borrowers receive a fixed-rate mortgage offering stable and affordable monthly payments for:
Fill Out a Home Loan Intake Form
To begin the process, please fill out the Home Purchase Intake Form by clicking on the applicable button below. If you are unable to submit the form online, please contact us at 228-896-3386 for assistance.
Renaissance Community Loan Fund licensed by the Mississippi Department of Banking and Consumer Finance. NMLS #303219