Choose a Financing Option to Fit Your Business
Every business is unique. Explore the loan options below to find the right financing and support for where you are – and where you want to go.
RCLF Business Loans
Flexible financing tailored to your business.
- Up to 120 month term
- Startup costs
- Working capital
- Equipment
- Leasehold improvements
- Real estate
Catapult Loans
Up to $25,000
Small loans with a streamlined process.
- Up to 72 months
- For existing and startup businesses
- Terms up to 60 months
- No prepayment penalties
SBA Microloans
Up to $50,000
- Startup costs
- Working capital
- Equipment
- Leasehold improvements
- Gap financing
- Refinancing debt
SSBCI Loans
State Small Business Credit Initiative
- Up to 120 month term
- Working capital
- Building
- Real estate
- FF&E
MORE THAN FINANCING
Your RCLF business lending journey starts – and continues – with COMPASS.
COMPASS is RCLF’s Business Resource Center and the hub for our business lending process. Every business loan client begins by creating a COMPASS account.
From there, you’ll use COMPASS to move through the loan process, connect with your lender and business coach, complete any trainings, track your progress and access tools and hands-on resources to support your business through the life of your loan.
Loan Process | Business Coaching | Business Planning | Templates & Tools
BUSINESS SUPPORT WHEN YOU NEED IT
Personalized guidance to help you prepare, grow and move forward
You don’t have to navigate business ownership or the loan process on your own. As part of your relationship with RCLF, you will receive technical assistance and one-on-one business coaching to help you prepare for financing, strengthen your businesses and work through challenges along the way.
Ready to Start Your Business Loan Journey?
Every RCLF business loan begins with COMPASS. Creating your free COMPASS account is the first step, whether you’re ready to apply or just beginning to explore your financing options. Then, we’ll guide you through what comes next.
Create your COMPASS account
Sign up for COMPASS, RCLF’s Business Resource Center and the starting point for your business loan journey.
Tell us about you and your business
Complete the requested information about your business and financing needs so our team can better understand how we may help.
Connect with your RCLF team
Our team will review your information and guide you through the next steps in the process. You may continue to update info in your account.
See What’s Possible with RCLF
Meet business owners who turned their ideas and goals into growing businesses with support from RCLF .
Resources
Mortgage Resource Center
Business Resource Center
Classes
Gulfport, MS
Hattiesburg, MS
Mobile, AL
