When longtime manager and CPA Olivia J. Blount stepped into ownership of Blount Tax & Accounting in Gilbertown, Alabama (formerly Kathy’s Tax Service), she wasn’t starting from scratch; she was honoring a trusted legacy and preparing it for the next stage of growth.
But even for an experienced financial professional, taking full ownership of an established small business requires one key ingredient: reliable working capital.
That’s where RCLF stepped in.
A $10,000 Microloan at the Right Time
Olivia partnered with RCLF to secure a $10,000 SBA Microloan to support her cash flow as she transitioned into ownership.
“Working with RCLF provided me with a $10,000 loan that supported my cash flow during a critical time. It allowed me to keep operations running smoothly and gave my business the stability it needed to continue growing.”
This working capital helped Olivia:
- Maintain day-to-day operations
- Navigate the transition from manager to owner
- Keep the business on solid footing while planning for future growth
Why the Experience Stood Out
For Olivia, the lending experience with RCLF was just as important as the funding itself.
“The process was incredibly smooth and stress-free. Their communication and customer service stood out—they made everything easy to understand and moved quickly, which I really appreciated.”
From application to closing, Olivia felt supported and informed. That experience-built trust, and it’s why she’s quick to recommend RCLF to other small business owners.
“Yes, absolutely, I would recommend RCLF. My experience was great from start to finish. They were helpful, efficient, and truly supportive. I would definitely recommend RCLF to any business owner who needs financial assistance or cash-flow support.”
About Blount Tax & Accounting
Blount Tax & Accounting continues the long-standing service of Kathy’s Tax Service while bringing a fresh vision for growth.
The firm provides:
- Tax preparation for individuals and families
- Bookkeeping and payroll services
- Accounting and financial advisory support for small businesses
Led by Olivia J. Blount, CPA, the business is built on accuracy, integrity, and personal attention. Olivia has nearly 18 years of experience in private and nonprofit accounting and is licensed as a CPA in both Alabama and Mississippi.
In addition to owning Blount Tax & Accounting, Olivia serves as Chief Financial Officer at Weems Community Mental Health Center and is actively involved in her community and professional organizations.
How SBA Microloans Through RCLF Help Small Businesses
SBA Microloans offered through RCLF are designed for small businesses that need manageable amounts of capital to stabilize or grow. These loans can help business owners:
- Strengthen cash flow
- Purchase equipment or supplies
- Cover seasonal or startup expenses
- Invest in systems and tools that support long-term success
With flexible terms, competitive rates, and local support, microloans give entrepreneurs the breathing room they need to focus on serving their customers and building their business.
Ready to Take the Next Step for Your Business?
Olivia’s journey is a powerful reminder that you don’t have to grow your business alone. With the right partner and the right tools, you can move from maintaining your business to expanding your vision.
If you’re a small business owner in Mississippi or Alabama, RCLF is here to help.
- 👉 Learn more about business loans and SBA Microloans:
Business Loans in Mississippi and Alabama | RCLF - 👉 Explore free business education and resources through COMPASS:
COMPASS Business Resource Center – Renaissance Community Loan Fund
RCLF is proud to walk alongside business owners like Olivia providing capital, guidance, and support so they can continue to uplift the communities they serve.
