Small Business Loans

Renaissance Community Loan Fund is on a mission to help clients in Mississippi and Alabama become business owners or expand their small business through a variety of tailored lending services and coaching. Fill out the application below or call us at 228-896-3386 to get started today!

Start a Loan Application Online

Commercial Loans for Mississippi & Alabama Businesses

RCLF wants to work with you to tailor a loan that meets your specific needs. Let us assist you in creating, developing, or expanding your business successfully.

RCLF Business Loans

Loan Terms

Loan may be extended for working capital, equipment financing, and/or leasehold improvements. Each loan is tailored for your business’ specific needs.

Real Estate

Amortized/fixed rates are offered for up to 20 years on real estate loans.

Interest Rate

The interest rate of your loan is one of the most important components for you to know. While our rates vary depending on market rates, risk, and loan term, the rates remain competitive with other mainstream financial institutions. Rates may be fixed or variable.

Catapult Business Loans

Catapult Loans are business loans for $25,000 or less. Applying for a Catapult loan is a streamlined process that is based largely on credit scores. Existing and start-up businesses may receive approval in as few as three (3) business days!

The loans have terms of up to 60 months, competitive interest rates, and no pre-payment penalties.

Small Business Administration (SBA) Microloans

SBA Microloans are business loans for $50,000 or less. The loans have terms of up to 72 months.

Use these funds for:

  • Business Start-Up
  • Working Capital 
  • Refinance Debt
  • Leasehold Improvements
  • Gap Financing
  • Equipment Purchases

Download the SBA Microlender Fact Sheet (PDF)

RCLF provides each of our clients with Technical Assistance. Technical Assistance is a form of business coaching that we provide to business owners regarding loan structure, loan application preparation, business plan writing, and sustainable business practices. We will also work with any existing provider of technical assistance to ensure that you have all of the resources you need to be successful!

Small Business Success Stories

Visit our YouTube page to see inspiring success stories from multiple businesses such as Murky Waters BBQ & Blues, Everything Kayak, McInnis 12 Bone BBQ, JACO Machine & Fabrication, and more!

Apply for a Loan Online

Start your business loan application online through our loan application portal.

Contact Us

  • This field is for validation purposes and should be left unchanged.


8917 Lorraine Rd
Gulfport, MS 39503
(228) 896-3326


301 Buschman St
Hattiesburg, MS 39401
(228) 896-3326


439B Katherine Dr
Flowood, MS 39232
(228) 896-3326


431 W. Main Street, Ste 400
Tupelo, MS 38804
(662) 269-3497

Sign up for our newsletter


© Copyright 2024 Renaissance Community Loan Fund