Small Business Loans

Renaissance Community Loan Fund extends credit to Mississippi start-ups as well as established businesses through our Commercial Lending Program.

Start a Loan Application Online

Commercial Loans for Mississippi Businesses

Renaissance wants to work with you to tailor a loan that meets your specific needs. Let us assist you to establish or expand your business successfully.

Renaissance Business Loans

Loan Terms

Loan may be extended for working capital, equipment financing, and/or leasehold improvements. Each loan is tailored for your business’ specific needs.

Real Estate

Amortized/fixed rates are offered for up to 20 years on real estate loans.

Interest Rate

The interest rate of your loan is one of the most important components for you to know. While our rates vary depending on market rates, risk, and loan term, the rates remain competitive with other mainstream financial institutions. Rates may be fixed or variable.

Small Business Administration (SBA) Microloans

SBA Microloans are business loans for $50,000 or less. The loans have terms of up to 72 months.

Use these funds for:

  • Business Start-Up
  • Working Capital 
  • Refinance Debt
  • Leasehold Improvements
  • Gap Financing
  • Equipment Purchases

Download the SBA Microlender Fact Sheet (PDF)

Renaissance provides each of our clients with Technical Assistance. Technical Assistance is a form of business coaching that we provide to business owners regarding loan structure, loan application preparation, business plan writing, and sustainable business practices. We will also work with any existing provider of technical assistance to ensure that Mississippians have all of the resources they need to be successful!

Small Business Success Stories

West End Fresh Salads

McInnis 12 Bone BBQ

Betsy Ann Riverboat Cruises

Apply for a Loan Online

Start your business loan application online through our loan application portal.

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