Small Business Loans
Renaissance Community Loan Fund extends credit to Mississippi start-ups as well as established businesses through our Commercial Lending Program.Start a Loan Application Online
Commercial Loans for Mississippi Businesses
Renaissance wants to work with you to tailor a loan that meets your specific needs. Let us assist you to establish or expand your business successfully.
Renaissance Business Loans
Loan may be extended for working capital, equipment financing, and/or leasehold improvements. Each loan is tailored for your business’ specific needs.
Amortized/fixed rates are offered for up to 20 years on real estate loans.
The interest rate of your loan is one of the most important components for you to know. While our rates vary depending on market rates, risk, and loan term, the rates remain competitive with other mainstream financial institutions. Rates may be fixed or variable.
Catapult Business Loans
Catapult Loans are business loans for $25,000 or less. Applying for a Catapult loan is a streamlined process that is based largely on credit scores. Existing and start-up businesses may receive approval in as few as three (3) business days!
The loans have terms of up to 60 months, competitive interest rates, and no pre-payment penalties.
Small Business Administration (SBA) Microloans
SBA Microloans are business loans for $50,000 or less. The loans have terms of up to 72 months.
Use these funds for:
- Business Start-Up
- Working Capital
- Refinance Debt
- Leasehold Improvements
- Gap Financing
- Equipment Purchases
Download the SBA Microlender Fact Sheet (PDF)
Renaissance provides each of our clients with Technical Assistance. Technical Assistance is a form of business coaching that we provide to business owners regarding loan structure, loan application preparation, business plan writing, and sustainable business practices. We will also work with any existing provider of technical assistance to ensure that Mississippians have all of the resources they need to be successful!
Small Business Success Stories
West End Fresh Salads
McInnis 12 Bone BBQ
Betsy Ann Riverboat Cruises
Apply for a Loan Online
Start your business loan application online through our loan application portal.