Why Invest with RCLF?
1. Your Investment Creates Measurable Community Impact
Every dollar you invest helps:
- Finance small businesses that create local jobs
- Provide safe, affordable housing opportunities
- Strengthen underserved and rural communities
- Create opportunity for financial education for building stronger futures
2. A Trusted, High-Performing CDFI
RCLF is a certified Community Development Financial Institution (CDFI) with a proven track record of deploying capital effectively and responsibly. Our recent ratings from Aeris Insight reflect financial strength, mission alignment, and strong portfolio management.
3. Competitive, Stable Returns
We offer investment notes with competitive rates while ensuring your dollars create meaningful social and economic value. RCLF has a long history of stewarding investor capital with strong repayment performance.
4. Direct Local Impact – Right Here at Home
Your investment benefits the communities you know — towns, counties, and neighborhoods across Mississippi and Alabama. You’ll see the impact in new businesses opening, families purchasing homes, and local economies strengthening.
Partnership Benefits
Supporting Homeownership
A home is the primary asset that allows stability, fosters long-term household planning, and builds both financial equity and commitment to a neighborhood. Homeownership is also the primary means through which most Americans build wealth.
Supporting Entrepreneurship
Microenterprises and small businesses fuel the local economy through innovation and growth. Small businesses are a vital means for moving from low-wage jobs to jobs with better wages and security.
Creating Jobs and Generating Revenue
Investing partners support small businesses, job creation and revenue generating tools that invest in communities.
Meeting Needs
Partners can be confident that their support will enable RCLF to increase its capacity to meet the significant need and demand for lending capital and services for first-time homeowners in Mississippi & Alabama and microenterprise and small business owners throughout the states.
Improving Community Health
All partners demonstrate a commitment to building Mississippi & Alabama’s underserved communities by supporting homeownership and small business development – both essential for vibrant, thriving communities.
Begin Investing In RCLF
If you have questions regarding the investment process or would like to begin to invest with Renaissance Community Loan Fund, contact our Chief Financial Officer, Chuck Wall, by calling (228) 896-3386 or emailing info@rclfms.com.
Financial Information
A MS & AL Licensed Mortgage Company
Certificate of Good Standing from Mississippi SOS
Licensed by the MS Dept of Banking and Consumer Finance
NMLS#303219
Resources
Mortgage Resource Center
Business Resource Center
Classes
Gulfport, MS
Hattiesburg, MS
Mobile, AL
